Financial Aid

Financial aid is available both through constituent denominational seminaries and through the Financial Aid Office of the Interdenominational Theological Center (ITC), our consortium. All returning students interested in receiving financial aid should file an application with the ITC Financial Aid Office before April 1 of the year preceding expected enrollment.  Delay beyond this date may hinder the receipt of financial aid.

Approved financial aid, grants, and scholarships are credited to a student's account with the Business Office and are first applied against institutional charges such as tuition and mandatory fees.  Awarded aid is subject to proportional adjustment should a recipient drop a course, withdraw from the institution and/or receive additional financial aid after acceptance of an award letter.

Financial aid is awarded on the basis of full-time/part-time status.  A full-time student must carry at least twelve credit hours.  A part-time student is regularly enrolled for fewer than twelve credit hours.  However, a part-time student must carry at least six credit hours to be eligible for financial aid. A student must demonstrate satisfactory progress to be eligible for any type of federally and institutionally granted financial assistance.

It is the aim of The ITC to provide financial assistance to every eligible student.  Aid is awarded on a first-come, first-served basis.  Financial assistance is made within the Center's resources together with those from federal and private agencies.

The federal government provides the major forms of financial aid to ITC students.  These programs are Federal Work Study, and William D. Ford Federal Direct Loan Program (formerly Federal Direct Loan Program).

Students who wish to receive financial assistance must timely complete the Free Application For Federal Student Aid (FAFSA) form (April 1) and mail it directly to Federal Student Aid Programs in the envelope provided in the FAFSA application.  Also, annually, the ITC Student Financial Aid Form is to be completed and returned promptly to the Financial Aid Office.  Once fully completed and processed, the application and the Financial Aid Form will be reviewed by the Director of Financial Aid.  Students who qualify for financial aid will be sent an award letter indicating the amount and type of assistance available.  The award letter will be made available prior to registration so those students can have a clearer picture of their financial situation prior to the beginning of the academic year.

A decision for financial assistance on a new student's application is made after admission has been approved by the Center.

Receipt of financial aid in one academic year does not automatically guarantee financial assistance will be given the following year.  A student must complete an FAFSA application and the ITC Financial Aid Form each year.

Many scholarship dollars remain unused because the giving hands and the asking hands fail to touch. Therefore, the Office of Financial Services has established a Financial Resource Center equipped with financial aid directories and pamphlets. Students are encouraged to utilize the Resource Center to secure additional grants and scholarships.  The directories may be checked out each Friday after 4:30 p.m. and returned the following Monday morning at 8:00 a.m.

Applications for financial aid must be completed by the deadline in order for a student to qualify for aid.  These applications are available on the website of the Interdenominational Theological Center,

Effective July 1, 2012, graduate students are no longer eligible to receive Federal Direct Subsidized Loans.  While the annual loan limit for graduate student remains $20,500.00, this amount now will be limited to Direct Unsubsidized Loans.

Please contact Ms. Tina Garnigan, Director of Financial Aid, at (404) 527-7724, or Ms. Rodrine Washington, Financial Aid Advisor, at (404) 614-6306 for additional information.

Johnson C. Smith Theological Seminary | 700 Martin Luther King Jr. Drive, Atlanta, GA 30314
Office: 404.527.7781 | Fax: 404.614.6349